Defamation may constitute a "personal injury" or an "advertising injury"



As technology advances and communication becomes easier, faster, and more widespread, companies may face traditional liabilities in new forms. For example, e-mail allows for virtually instantaneous communication throughout a company and, over the internet, the world. Statements made by officers, directors, or employees in e-mail may be sufficient to constitute libel or defamation, for which the company could be liable. Many companies do not realize, however, that their current insurance policies may offer protection against such liability.
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